One of the things which annoys me most about the current crisis is that the only way I can really get through it personally is to depend on the old reliable of “life goes on”.

It’s just I’m concerned at what’s going to happen before life goes on. I’m actually getting to the stage where I don’t trust anyone much. Everything I am hearing about banking in Ireland suggests I can’t trust bankers. I already know I don’t trust mortgage brokers. I am going to be needing some serious dispassionate pension advice soon and I frankly think based on my experience of bankers, mortgage brokers and stockbrokers, I don’t know whether a trustworthy financial advisor actually exists? I am starting to doubt it.

I wonder if people actually think about this. If they wonder “what will happen if I reach retirement age – which wil be 70 by the time I get to that age and sweet Jesus what do they expect me to be doing then – and there’s no money. No money to feed me, no money to pay for shelter”. I think about it a lot. I think about it a lot now because it appears to me that no one much in any position of power thought of the future, my future or anyone’s future. I could slowly go mad thinking about it.